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The HMO Club is not authorised or regulated by the Financial Conduct Authority. Nothing on this page is financial, investment, tax or legal advice. Justin’s and Rhys's results are their own, are not typical, and are not a guarantee of what you will achieve. Property investment carries risk, including the risk of losing money and of borrowing against property. Always take independent professional advice before making any investment decision or before inviting anyone to invest in your deals.